Chicago, IL, July 10, 2009 -- Total Debt Relief provides a matching service to connect consumers with pre-screened Debt Settlement Professionals. These debt management pros will educate you on all of the options available to you to get out of debt. Total Debt Relief helps you make the most informed decision possible so that you can get your financial life back on track. helps consumers to eliminate their debt without permanently damaging their credit using debt settlement. This type of debt relief program is far more effective than debt consolidation.

The decision to reach out for help with your debt is not one that's easy to make. You were raised to "do the right thing" and you are desperate for debt solutions, but now its nearly unbearable. You struggle along while your creditors are turning up the heat. And now you're at the point where the late fees, penalties and interest expense make it impossible to keep your head above water. would like consumers to know that bankruptcy is not their only option. The mission at Total Debt Relief is to help consumers determine the right course of action to take. They will connect you with a debt settlement company today that will help consumers avoid filing for bankruptcy protection. Bankruptcy should be considered only as a last resort because the effects of filing for Bankruptcy protection are long-lasting - up to 10 years in certain states. These include your credit score reaching an all-time low, and the stain of bankruptcy staying on your credit report. This would affect your ability to buy a home, buy a car, rent an apartment, even get hired for a job. And recently the rules for filing Bankruptcy changed, making it now harder than ever to wipe the slate clean.

As the U.S. economy hinges more on consumer debt, personal bankruptcy cases are on the rise – almost two million filed in the last year alone. With most consumers experiencing heavy debt loads with bills piling up monthly, it’s understandable why a lot of borrowers are seeking protection from their debt. A variety of alternatives have cropped up in the past few year – one of which is debt settlement negotiation – making it a success with several types of borrowers. Bypassing the protection of bankruptcy and the credit card funded consumer credit counseling programs, the debt settlement industry has swiftly found its niche in a marker that is growing every day.

The network of debt professionals at aggressively negotiates on behalf of the consumer to reduce the total money owed, break the cycle of debt, and attain a better quality of life.